Money Smart is a comprehensive financial education curriculum designed to help individuals outside the financial mainstream enhance their financial skills and create positive banking relationships. Money Smart has reached over 3 million consumers since 2001. Research shows that the curriculum can positively influence how consumers manage their finances, and these changes are sustainable in the months after the training.

Use This Worksheet to get on top of your monthly living costs by projecting expenditures in various categories, and then comparing those projections to what you actually spend. First, enter your estimates in the Projected column. Print this page and keep it. Over the next month, record your expenditures in these categories in a small notebook, then re-enter both sets of numbers in the worksheet. The buttons will calculate the rest of the values for you. You may want to save this file on your own computer or simply bookmark the page to use over successive months.

From MyMoney.gov a list of many worksheets that will help with all the aspects of budgeting and personal finance.

Need to fix your budget? Or keep a better eye on your household bills? Get your head around your money with personal finance software for both desktop computers and mobile devices. Article by Jill Duffy May 16, 2013

An article that walks you through the process of tracking your spending.

Offers steps to budgeting, a sample budget, and Q&A section.